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Should we just give money to the poor? Alternatives in development Microfinance Poverty 

Should we just give money to the poor?

Have you ever been around a development program that was gradually getting more and more complicated? With underused administrators and layers of reporting and bureaucracy that never trickles down to benefit the students? In Just Give Money to the Poor, the authors suggest we skip the complex programs and just transfer money directly to the poorest in our country. Tanya... Continue reading
Building financial literacy in the Pacific with CUFA’s Executive Officer Peter Mason | AidWorks AidWorks 

Building financial literacy in the Pacific with CUFA’s Executive Officer Peter Mason | AidWorks

This year, 2012, is the UN International Year of the Cooperatives. It is aimed at increasing awareness of alternative business models that are often highly successful. AidWorks speaks with CUFA's Executive Officer, Peter Mason, about how poor people can still save and benefit from financial literacy and services. Continue reading
Micro-loans or micro-savings: what works? Microfinance Poverty 

Micro-loans or micro-savings: what works?

After her time in Malawi, Tanya Cothran began to question if micro-loans truly alleviate poverty or empower people, as we’ve heard so often over the past few years. Not the only sceptic, Tanya reviews David Roodman’s “Due Diligence: An impertinent inquiry into microfinance” and finds that for all the marketing success of microfinance, micro-savings may provide more success on the... Continue reading
Paying it forward: micro-grants, not micro-loans Alternatives in development Microfinance 

Paying it forward: micro-grants, not micro-loans

It used to be common sense that micro-loans were the only way to ensure the sustainability of a micro-finance program and that the act of paying back the loan would instill the sense of “ownership” in the grant recipients. How could a micro-grant – labeled a “hand out” – do anything but create a sense of entitlement on the part... Continue reading